In my class we have been learning how to make a quality blog post.

I used Google Slides to make this.

I think this was really easy because now I’ve got the hang of it!

I think making a quality blog post is really simple! What do you think?

I have been learning how to make a quality blog post.

The DLO (digital learning object) or tool I used is Google slides.

What really stands out on the slide-show was the quiz! It was fun to see and review other people’s blog posts. It taught and showed me the difference between quality and non-quality blog posts!

What do you think you would like to do as a blogger?

For our latest task, we have been learning to make a quality blog post.

To build this DLO, the tool I chose to use was a google slideshow. The google slideshow has all my new learning about quality blog posts.

I liked writing if this was a bad blog post or a good blog post. It can help me with watching what was missing from the blog posts, and improving my knowledge on what a good quality blog post is. Something that was challenging was some people had half ticks and half crosses. It was challenging to decide if it was a good quality blog post or a bad quality blog post.

Have you ever done a good or bad blog post before?

We have been learning about write a quality blog post.

I used google drawing to make a meerkat on a dirtbike.

DLO shows a meerkat on a dirtbike jumping over a car.

Something I would like to improve is making more animal people.

What should I name my meerkat?

Would you like to make a animal person?

 We have been learning about Blogging and also learning to make Animal people.

I used Google Drawings to make this Animal Person!

DLO shows A Chihuahua SInger!

Something I would like to improve is maybe trying to find a better head for things like this.

A question for my audience to answer : Should I make more of these?

This is my Cybersmart work. We have been learning about Positive Online Presence!

Kia Ora Today I will be blogging about my this week maths create

For this week our maths create was  to plan a birthday party with hundred dollars

Part 2 is about planning a birthday party outdoors for 8 people and must be about 1-3 hour long

This is mine

Thank you for reading my blog.

Kia Ora,

I am currently on my last term of the year.

Since Christmas in a few weeks.

So, we are in the time of Advent.

So each week we have to do a task based on the weekly them like Joy,Hope, Peace, and Love.

This is one of the tasks I did with my friend.

We leveled up one of the key scenes from the bible and changed it up to a . . .  more modern like scene.

This is an image of it.

I hope it is good example and happy Christmas and New Year.

And what do you know about Advent?

Financial literacy.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

Our group project required us to plan a significant financial event- small buisiness

Project Summary

1. Our Project Goal Was: was to make cookies for pocket money.

2. The Biggest Expense We Budgeted For Was: The most expensive item was butter at 8.50$

3. The Most Important Math Skill We Used Was: Multiplication because we had to make sure we had the right amount of ingredients.

Before this unit, I thought money management was just about putting money into a project but it’s a lot to it.

Now, I understand that good financial literacy also involves lots of math and takes a lot of effort

I feel most confident now when calculating budgets because it’s easier than it sounds.

https://docs.google.com/presentation/d/17JeVAuJ3cv8GYOgmlWm3v6V-F_y1RodA0NvbF-CMOSM/edit?slide=id.g38ecf1f904a_0_0#slide=id.g38ecf1f904a_0_0

In terms 3 and 4 we did financial literacy I did the trip planner I chose to present mine to the class. my buddy was Sam we tried a lot of different budgets and where we wanted to go. when we presented we did great

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add the total every time and keep track of the amount of money we were spending.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to subtract 4 of the tenths or divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must balance my income and my expenses.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overspend. 

Our group project required us to plan a significant financial event Dream Trip

Project Summary

1. Our Project Goal Was: Our goal is to plan a dream trip to Singapore.
2. The Biggest Expense We Budgeted For Was: It was hard to find cheap hotels to stay at.
3. The Most Important Math Skill We Used Was: Converting decimals, percentages and fractions.

My Person Takeaway

Before this unit, I thought money management was just about finding activities to do and good hotels.

Now, I understand that good financial literacy also involves calculating and using money wisely.

I feel most confident now when calculating budgets and converting prices.

Here is our project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker(avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to just use goog;le, because although I could find it myself, it would waste less time and would be faster for our group.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to find 10% of the original sale price, then multiply that by four, then take that price that you got and take that off the original price. In math terms, if “Original price” equals O, then “O – ((O ÷ 10) x 4) = Remaining after discount.” Depending on the tenth digit of the percentage number, that is how much you have to multiply that by.

Budgeting Check: If my expenses are consistently higher than my income, I have a bad income, my income being in the negatives, meaning I’m not really earning anything. This means I must ensure and find a way in which the sale price is more than the price I bought the product or made the product for, efficiently earning us profit.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments, which you might forget about and end up spending more than you actually needed to.

Our group project required us to plan a significant financial event example; Small Business

Project Summary

1. Our Project Goal Was: to earn a total of 2000$ and find out how many days it would take to do that.
2. The Biggest Expense We Budgeted For Was: Just a simple lemonade, which costs only 2$
3. The Most Important Math Skill We Used Was: Total cost and change.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price! 

Our group project required us to plan a significant financial event for small business.

Project Summary

1. Our Project Goal Was: To make a cookie business
2. The Biggest Expense We Budgeted For Was: Coconut oil
3. The Most Important Math Skill We Used Was: Adding all of the totals

My Personal Takeaway

Before this unit, I thought money management was just about budgeting.

Now, I understand that good financial literacy also involves saving and thinking of how much money you have and what you need for the business.

I feel most confident now when calculating budgets 

This is my slide show of the business 



This term we had to make a trip somewhere around the world with a budget. We had to worry about our food entertainment and a place to stay. Me and my friend picked L.A because we thought that L.A has lots of fun places to go such as Nba games and nice food. This is our slideshow

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker(avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to just use google, because although I could find it myself, it would waste less time and would be faster for our group.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to find 10% of the original sale price, then multiply that by four, then take that price that you got and take that off the original price. In math terms, if “Original price” equals O, then “O – ((O ÷ 10) x 4) = Remaining after discount.” Depending on the tenth digit of the percentage number, that is how much you have to multiply that by.

Budgeting Check: If my expenses are consistently higher than my income, I have a deficit, my income being in the negatives, meaning I’m spending more than I’m earning. This means I must reduce some of my costs.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments, which you might forget about and end up spending more than you actually needed to.

Our group project required us to plan a significant financial event example; Small Business

Project Summary

1. Our Project Goal Was: to earn a total of $2000 and find out how many days it would take to do that.
2. The Biggest Expense We Budgeted For Was: 20 lemons for $18 dollars.
3. The Most Important Math Skill We Used Was: Total cost and change.

Do you think there are any improvements needed?

Our dream trip 

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must take some money away from my spending.

Our group project required us to plan a significant financial event  Trip

Project Summary

1. Our Project Goal Was: our  to Spend  less then $32,000 on our trip
2. The Biggest Expense We Budgeted For Was: shopping at $1000 a day 
3. The Most Important Math Skill We Used Was: Total Cost & Change

Before this unit, I thought money management was just about adding and taking away 

Now, I understand that good financial literacy also involves is a lot harder than you think but it becomes easy when you understand it.

I feel most confident now when calculating budgets.

Here is my project

In terms 3 and 4 we have been learning about Financial literacy we have been learning it with Mrs Kubala. Me, Van, Daniel planned a trip to Queens-town and I have learned about how to do financial things like calculating discounts.

Here is my project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add them together using an algorithm.

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must cut back on my expense and/or find a higher paying job.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments / earn interest.

Our group project required us to plan a significant financial event Dream Trip 

Project Summary

1. Our Project Goal Was: To plan our dream trip to Queenstown.

2. The Biggest Expense We Budgeted For Was: The hotel which cost $3,270.

3. The Most Important Math Skill We Used Was: Total cost and change.

My Personal Takeaway

Before this unit, I thought money management was just about careful spending and saving.

Now, I understand that good financial literacy also involves looking for the best deals and safe spending.

I feel most confident now when calculating discounts.

Here is my groups work:

Have you ever done financial literacy?

Kia Ora everyone,

For this weeks blog, I will be letting you know about my recent accomplishment.

My financial group project.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add the prices carefully, because a single mistake or miscalculation can cost you money!

Discount Strategy: If a jacket is 40% off, one way to find the sale price is to subtract 4 of the tenths or divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must try to balance out my income and expenses since my expenses exceed my income.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments.

Our group project required us to plan a significant financial event; Dream Trip.

Project Summary

Our Project Goal Was: To plan our dream trip to Queenstown while considering how to save the most money that we could.
The Biggest Expense We Budgeted For Was: It was finding the right accommodation which was not a scam and can fit into our budget along with our other expenses, and is close to our destination.
The Most Important Math Skill We Used Was: Conversion, converting decimals, percentages and fractions as real money without real money.

My Personal Takeaway

Before this unit, I thought money management was just about limiting your purchases and expenses and generally with daily essentials.
Now, I understand that good financial literacy also involves careful and critical thinking that can help you evaluate a problem.
I feel most confident now when calculating Budgets.

It was very confusing for my brain and still I am struggling in general on this topic.

But I have a lot more projects like this coming up in the future at high school. So I still have time and resources to improve.

This is my slideshow of my project.

but I am quite satisfied with the result.

So, what are some trick that you know for money saving?

Hello this week we had a christmas market and our class had to make our own items for people to buy so me and my friend made we are making red and white striped Xmas crackers with a pencil, rubber and a party blower inside it. And but we realized that when we used a test cracker we couldn’t rip them so my friend had the idea to put small silts in the middle of the crackers and it worked! and we sold it for $2.50 per cracker.