Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit]. This means I must get more income or cut back on my budget.

Our group project required us to plan a significant financial event  Dream Trip, Small Business

Project Summary

1. Our Project Goal Was: to save up to 500$

2. The Biggest Expense We Budgeted For Was: gaming console cost 500$

3. The Most Important Math Skill We Used Was: Applying Discounts

My Personal Takeaway

Before this unit, I thought money management was just about [finish the sentence].

Now, I understand that good financial literacy also involves future stuff we need and discounts .

I feel most confident now when calculating Discounts and Budgets

Hello Bloggers!

Our Project Goal was to better understand using multiplication, percentages, and overall to plan a good trip.

The biggest expense we budgeted for was our food expense it costed us $1260.

The most important math skills we used was multiplication, addition, and percentages.

Before this unit, I thought money management was just about saving up enough money and go on the trip without thinking about the accommodations, travel, and more.

Now, I understand that good financial literacy also involves, saving up money, budgeting, and calculating our expenses.

I feel most confident when applying discounts to purchases or activities.

Here is my project

We’ve spent two terms becoming Financial Superheroes! We learned that being good with money means being a detective (spotting deals), a planner (making budgets), and a smart saver!

Budgeting Basics 

We learned how to set up budgets and figure out where our money is going! It’s all about balancing Income (money coming in) and Expenses (money going out).

Surplus or Deficit? If I earn $25 a week but only spend $15, I have a Surplus of $10. This extra $10 should go toward saving.

Smart Saving and Spending 

We learned how to make money work for us by setting goals and comparing prices to get the best deal.

Goal Setting: Saving up to buy a christmas present next month is an example of a short-term goal.

Smart Shopping Tip: When I compare two different items to buy, the best way to make a smart choice is to pick the item that gives the best value.

Discounts: If a game costs $40 and it has a 10% discount, I can find the discount amount by dividing it.

The Big Project Reflection! 

My final project was all about applying these skills to fundraise for a charity.

Project Summary

My Project Goal: Trying to raise $2000 for the homeless shelter. The Biggest Expense I Budgeted For Was: bananas The Most Important Math Skill I Used Was: Adding & Subtracting Money

My Personal Takeaway

Before this unit, I thought being good with money was just about good saving.

Now, I understand that good financial literacy also involves maths and equations.

I feel most confident now when calculating products.

Here is my project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful by highlighting all the cells with dollar amounts and on the bottom right corner, it automatically calculates the amount of all the highlighted cells.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a deficit. This means I should cut some of my expenses to afford the other expenses.

My project required me to plan a significant financial event, I chose to plan a dream trip.

Project Summary

1. My Project Goal Was: To make a dream trip plan, have a good budget, and spend my money wisely.
2. The Biggest Expense I Budgeted For Was: Tekapo Hot Pools, it cost $320
3. The Most Important Math Skill I Used Was: Total Cost and Change.

My Personal Takeaway

Before this unit, I thought money management was just about adding money together.

Now, I understand that good financial literacy is very important and uses my types of math intelligence.

I feel most confident now when calculating change, discounts and organising budgets.

Here is my project

The last few weeks we have been making a finance table about saving up for a gerbil. This is the Google slide show we have filled out.

Our Project Goal Was: to save enough for a gerbil

We Budgeted For Was: Gerbil $180

The Most Important Math Skill We Used Was: Estimation

Here is our project!

Over the past two terms, we mastered important financial skills, from quick  calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker. (avoiding money traps)!

1. Our Project Goal Was: To work out how many weeks we would have to save for the Gerbil.
2. The Biggest Expense We Budgeted For Was: Paying for the Gerbils needs per year.
3. The Most Important Math Skill We Used Was: Adding and subtracting costs of normal life and how much we make at work.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to put it in an algorithm 

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to break the total into tenths and subtract 4 of the tenths or divide the total by 10 to get 10% and then multiply that number by 4

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must change my budget .

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to: spend to much money

Our group project required us to plan a significant financial event Dream Trip 

Project Summary

1. Our Project Goal Was: spend two weeks in Poland with staying in our budget 
2. The Biggest Expense We Budgeted For Was: The flight cost was 6,225
3. The Most Important Math Skill We Used Was Total Cost & Change  

My Personal Takeaway

Before this unit, I thought money management was just about not spend to much money

Now, I understand that good financial literacy also involves Deficits,surplus and saving etc

I feel most confident now when calculating Budgets

Over the past two terms, we mastered important financial skills, such as quick calculations and long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to put it in an algorithm and add them together.

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to  divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must change my budgeting and reduce my spending habits.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments.

Our group project required us to plan a significant financial event we did a dream trip.

Project Summary

1. Our Project Goal Was: to spend 2 weeks in Poland staying within our budget
2. The Biggest Expense We Budgeted For Was: The flights that cost a total of $6,225
3. The Most Important Math Skill We Used Was: Our total cost and budgeting 

Before this unit, I thought money management was just about Not spending to much money so you would be in debt.

Now, I understand that good financial literacy also involves BNPL Danger, Deficits, surplus, saving and more.

I feel most confident now when calculating Budgets and Discounts.

Financial math

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to look at the price of the items and add them together.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must cut back on expenses.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to is to get fines or go over too many payments. 

Our group project required us to plan a trip to Wellington.

Project Summary

1. Our Project Goal Was: To be respectful of the ideas being spoken and to hopefully not go over $3,000.
2. The Biggest Expense We Budgeted For Was: Transportation and it was $1,174.00.
3. The Most Important Math Skill We Used Was: Total Cost & Change 

Here is our project

Maths Project by 25rhiab76

Financial Literacy learning

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add all of the dollars first and the cents second.

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to break the total into tenths and subtract 4 of the tenths.

• We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means that you’re in debt.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments.

My group project required me to plan a significant financial event, a dream trip!

Project Summary

1. My Project Goal Was: To plan a trip to Australia with a budget.
2. The Biggest Expense We Budgeted For Was: The hotel which cost 2,400.
3. The Most Important Math Skill I used Was: Adding an estimation so that we didn’t go over the budget.

My Personal Takeaway

Before this unit, I thought money management was just about not going into debt.

Now, I understand that good financial literacy also involves estimation and budgeting.

I feel most confident now when calculating budgets.

Click Travel plan for the link!

Financial Literacy Maths task

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to put all the expenses into a calculator tog et a total.

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to take the first number of the original price and then times that by the first number of the sale price then minus that from the original price and that’s how you find the price after the sale

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must be more conscious of my purchases.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy easy to over commit to too many payments .

Our group project required us to plan a significant financial event. We chose to budget for a dream trip

Project Summary

1. Our Project Goal Was: To make an iternary for a big trip and the expenses and calculate how much it would be.
2. The Biggest Expense We Budgeted For Was: our flights 
3. The Most Important Math Skill We Used Was: Total Cost & Change

My Personal Take away

Before this unit, I thought money management was just about not going into debt.

Now, I understand that good financial literacy also involves applying discounts and budgeting .

I feel most confident now when calculating Discounts.

Kia ora!
For school we had to make a Google form on a poem. I did it on Dr Seuss and the poem was I can read.
We had to make 5 questions for the viewer to answer. My questions were. What kind of poem was this? What kind of tone was he speaking in? Whas this a rhyming poem? Can he read well? and What figurative language is “I can read anywhere?”
The poem was good because its a humorous poem and he adds rhyming words like: Fox and Box, Mouse and house, Boat and goat and many other combinations. Dr Seuss is a good Author and illustrator because not only are his drawings good but his writing is even better. he has made so many poems and is still going. One of his most famous people’s is green eggs and ham, but there are plenty more famous books of his like: One fish, two fish, red fish, blue fish or one of his most famous ones that has even became a popular movie, How the Grinch stole christmas. or The lorax, a very popular movie. I chose Dr Seuss because I knew he was a great author and illustator. The poem I wrote was this one.I can read on a boat. I can read with a Goat. I can read on a train. I can read in the rain. I can read with a fox. I can read in a box. I can read with a mouse. I can read in the house. I can read here or there. I can read anywhere!

Press on link to go to my poem.

Have you made a Google form before?

When our PAT’s were coming up my class were doing reading comprehension practise. It was pretty straightforward we would read a text then answer a couple questions about the text. Mrs Henderson taught us that there were two types of  questions that we would be answering. One of them was inferring and one retrieval.

I really enjoyed completing them. My favourite practise one was Forgiven by A.A Milne. After we had read all of them and answered all of the questions it was our challenge to write our own. We could use a famous authors book or poem and do 10 questions about the text. The one that I chose was The Michael Rosen Rap by (you’ll never guess it) Michael Rosen. If you would like to play my quiz it will be in the link down below.

Link

What is your favourite poem?

Kia Ora, Readers.

For reading we have been working on comprehension for this we read a text then did a google form about the text with a mix of both comprehension and inferencing questions. Our task was to use our free writing we had been doing and make a google form about it. Something I found challenging was thinking of the questions. Something I enjoyed was adding al the answers and then seeing the results afterwards. Here is my link  to do my quiz:

FABULOUS FLAMINGO

Good Luck! I hope you enjoy reading my text and then doing my quiz.

Have you ever made a quiz for a text?

Kia Ora,

For this weeks blog I’ll be letting you know about a task we have upcoming.

Firstly, if you didn’t know about it already, our parish holds a Christmas market.

And this year we will be manufacturing and selling our own products.

I am in small group of four, including  myself and a few of my friends.

We had a lot of incredible ideas but we had a lot of limits on material and time.

So we went along with christmas ornaments.

Fun fact, one of friends have already started manufacturing.

Well I hope this much information is enough to paint a rough sketch on where  my group is.

Now, why don’t you guess our team name?

super kitty perred round the tree. He saw her menacing eyes with those slimy scales. Oh sorry I forgot to introduce myself my name is ginger but

you can call me gin anyways back to the story. So she is called the bloodhound she is fierce and is here to destroy.She hides in the forest in a cabin the reason she needs to be stopped is because she stole the gem, the gem  has a purple half that sparkles in the sun and a lime green half that so

toxic if it gets into  the wrong hands it’s over because the toxicness could kill a thousand people and the glitter acts as sharp blades into your eye.

Anyway she is the wrong hands because she’s SUPER evil.and right now were in the dark oak forest and i hope i can finally kill her So let’s stop her. okay I have my bow & arrow. POW! um oh no she’s coming for me!

ahhhhhhhhhhh I caught my breath. wherever  you are I’m going to find you she slivered sssss. I could hear my breath I was standing behind a tree

I looked to my side ah!! she was right next to me! hello ssssuper kitty she said. I ran for my life I could hear my heart beating  dumdum dumdum dumdum [heavily breathing] thunk!  that was easier than I thought because I thought he was called super kitty for a reason she grinned. meanwhile back at the house… I wonder where super kitty is said scarlet well scratching her head in confusion. scarlet checked all the rooms even the washroom! she stopped looking and thought he had gone doing something after work Even tho she knew if super kitty heads out he would tell her.So she just cleaned and cleaned and so on… RING RING ! she ran to the phone hoping it was super kitty and.. IT WAS but he said with a groan scarlet don’t bring the kids but go to seawen forest i’m hurt. Beeb [call ends] sigh  OK scarlet you’re still young enough to do this uh. [kisses kids on forehead ] bye she said and then slammed the door. hey scarlet said bloodhound CHOW you ugly monster! wait no said bloodhound stop crying scarlet said  i only where this because i’m ugly and my real name is sally she said well wiping a tear. Oh i’m sorry said scarlet with empathy but that doesn’t mean you hurt him scarlet said as she got an angry look on her face so the two of them went to get pizza you might be wondering “hey would about super kitty well if you like him enough to ask the you might not wanna hear… OK FINE! he is dead oh oh gasp yay I do not care and if you care womp womp  we don’t need him for the story but wait don’t put this book away! stay because there’s a huge plot twist at the end but don’t skip because it won’t make sense if you skip but for now we’re going to do a bunch of funny stuff.  The story then fine put the book away.but if you don’t want to put the book away then we’ll get right back into the story. Then scarlet released “hey i’m going out with a villain and she has the gem. “hey you wanna come to my place” yes! scarlet replied so the went to sally’s house straight away when sally opened the door scarlet looked round for any clues then sally said NO! i’m mean don’t go in basement she said “that’s it!” what you say scarlet? nothing! okay I’ll be upstairs just come up if you need me. and then scarlet went down to the basement and she found… THE GEM!!!!!  I knew it  said scarlet. you I told you not to go down here said bloodhound scarlet ran for her life all the way to a huge mountain “finally i’m at the the top” she gave the gem to the cat gods

Book two:Super kitty hears his watch ringing. The police is calling shouted super kitty. He pressed answer and the police officer said… there was an explosion and your wife got injured. I’m on the way said super kitty and he zoomed off. I thought we’d never meet again said super kitty/Ginger  … then they fighted  to the death, the person who was trying to explode the town. Boom! Bam! Zoom! The fight was over. Super kitty looked over at the pile of ruble. Scarlet! He shouted. Scarlet was dead!  He said  well crying. But the little kitty’s survived and their so cute. But growing up without a mum is hard because the kittens needed milk and atkitty school they got made fun of.And once they didn’t have anyone to look at their showcase because their dad was working.[ years later] Kids I think that it’s about time you get your powers. Really said Zip, Zap, and Zoom excitedly.Yes replied super kitty. Then he shot a with a laser gun! Boom. The kids shouted cool and they started testing them!Zip started flying zap started shooting laser beams out of his eyes! And  zoom started going invisible!   Super kitty said that your going to save the world when I die [Dies from old age] well i guess we have to save the world says Zap. This is great timing says Zip. but how? asked Zap. Because we have a villain alert  replied Zip.  come on shouted Zoom. well well isn’t nice to the next generation  trying to defeat me haven’t   you learnt from your elders. Pow Bam! how said Dr fan. We learnt from the best says Zap. And they flu away. [years later] oh hay Zap says zip. ‘m now married said zip.oh that’s great says Zap. I have kids says Zap. oh that’s nice says zip.well I guess  that’s it.

Hello,

This  week we have been learning about poison dart frogs,

they live in the Amazon jungle  and  sleep in trees. You can die if you get bitten.

Their biggest predator is a  fire-bellied snake they can last  a week  without food, they eat fruit flies, ants, young crickets, and tiny beetles.

Do you know any animals that live in the Amazon jungle?

if you read the last book you might be wondering who’s taking care of the kids nobody there up for adoption  but today they got adopted by a old lady wait it’s the same lady that took care of ginger except she was a lot meaner than she used to for example when she picked them up from kitty school she said they didn’t deserve to go to school.

Kia Ora,

This week for math,

We started working on our hero post.

Showcasing our recent learning about algebra and its pattern generally.

It was quite confusing but you mainly had spot how a pattern grows and develop a rule  that will help you figure out the next position.

We had to figure out a pattern, how it grows, data table about it, how the rule works, and random position and shapes present in that position by using your rule.

These were not that hard but making sure all of this works was the problem.

but I did finish it and challenged myself by trying include squaring.

which is a bit unfamiliar to me.

I even asked my mom to teach me this. Just for this task!!

Well this is an image of my final task.

I was quite proud of the end result.

Tell me if you ever found algebra difficult??