Kia Ora Today I will be blogging about my this week maths create

For this week our maths create was  to plan a birthday party with hundred dollars

Part 2 is about planning a birthday party outdoors for 8 people and must be about 1-3 hour long

This is mine

Thank you for reading my blog.

Kia Ora,

I am currently on my last term of the year.

Since Christmas in a few weeks.

So, we are in the time of Advent.

So each week we have to do a task based on the weekly them like Joy,Hope, Peace, and Love.

This is one of the tasks I did with my friend.

We leveled up one of the key scenes from the bible and changed it up to a . . .  more modern like scene.

This is an image of it.

I hope it is good example and happy Christmas and New Year.

And what do you know about Advent?

Financial literacy.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

Our group project required us to plan a significant financial event- small buisiness

Project Summary

1. Our Project Goal Was: was to make cookies for pocket money.

2. The Biggest Expense We Budgeted For Was: The most expensive item was butter at 8.50$

3. The Most Important Math Skill We Used Was: Multiplication because we had to make sure we had the right amount of ingredients.

Before this unit, I thought money management was just about putting money into a project but it’s a lot to it.

Now, I understand that good financial literacy also involves lots of math and takes a lot of effort

I feel most confident now when calculating budgets because it’s easier than it sounds.

https://docs.google.com/presentation/d/17JeVAuJ3cv8GYOgmlWm3v6V-F_y1RodA0NvbF-CMOSM/edit?slide=id.g38ecf1f904a_0_0#slide=id.g38ecf1f904a_0_0

In terms 3 and 4 we did financial literacy I did the trip planner I chose to present mine to the class. my buddy was Sam we tried a lot of different budgets and where we wanted to go. when we presented we did great

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add the total every time and keep track of the amount of money we were spending.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to subtract 4 of the tenths or divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must balance my income and my expenses.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overspend. 

Our group project required us to plan a significant financial event Dream Trip

Project Summary

1. Our Project Goal Was: Our goal is to plan a dream trip to Singapore.
2. The Biggest Expense We Budgeted For Was: It was hard to find cheap hotels to stay at.
3. The Most Important Math Skill We Used Was: Converting decimals, percentages and fractions.

My Person Takeaway

Before this unit, I thought money management was just about finding activities to do and good hotels.

Now, I understand that good financial literacy also involves calculating and using money wisely.

I feel most confident now when calculating budgets and converting prices.

Here is our project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker(avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to just use goog;le, because although I could find it myself, it would waste less time and would be faster for our group.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to find 10% of the original sale price, then multiply that by four, then take that price that you got and take that off the original price. In math terms, if “Original price” equals O, then “O – ((O ÷ 10) x 4) = Remaining after discount.” Depending on the tenth digit of the percentage number, that is how much you have to multiply that by.

Budgeting Check: If my expenses are consistently higher than my income, I have a bad income, my income being in the negatives, meaning I’m not really earning anything. This means I must ensure and find a way in which the sale price is more than the price I bought the product or made the product for, efficiently earning us profit.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments, which you might forget about and end up spending more than you actually needed to.

Our group project required us to plan a significant financial event example; Small Business

Project Summary

1. Our Project Goal Was: to earn a total of 2000$ and find out how many days it would take to do that.
2. The Biggest Expense We Budgeted For Was: Just a simple lemonade, which costs only 2$
3. The Most Important Math Skill We Used Was: Total cost and change.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price! 

Our group project required us to plan a significant financial event for small business.

Project Summary

1. Our Project Goal Was: To make a cookie business
2. The Biggest Expense We Budgeted For Was: Coconut oil
3. The Most Important Math Skill We Used Was: Adding all of the totals

My Personal Takeaway

Before this unit, I thought money management was just about budgeting.

Now, I understand that good financial literacy also involves saving and thinking of how much money you have and what you need for the business.

I feel most confident now when calculating budgets 

This is my slide show of the business 



This term we had to make a trip somewhere around the world with a budget. We had to worry about our food entertainment and a place to stay. Me and my friend picked L.A because we thought that L.A has lots of fun places to go such as Nba games and nice food. This is our slideshow

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker(avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to just use google, because although I could find it myself, it would waste less time and would be faster for our group.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to find 10% of the original sale price, then multiply that by four, then take that price that you got and take that off the original price. In math terms, if “Original price” equals O, then “O – ((O ÷ 10) x 4) = Remaining after discount.” Depending on the tenth digit of the percentage number, that is how much you have to multiply that by.

Budgeting Check: If my expenses are consistently higher than my income, I have a deficit, my income being in the negatives, meaning I’m spending more than I’m earning. This means I must reduce some of my costs.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments, which you might forget about and end up spending more than you actually needed to.

Our group project required us to plan a significant financial event example; Small Business

Project Summary

1. Our Project Goal Was: to earn a total of $2000 and find out how many days it would take to do that.
2. The Biggest Expense We Budgeted For Was: 20 lemons for $18 dollars.
3. The Most Important Math Skill We Used Was: Total cost and change.

Do you think there are any improvements needed?

Our dream trip 

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must take some money away from my spending.

Our group project required us to plan a significant financial event  Trip

Project Summary

1. Our Project Goal Was: our  to Spend  less then $32,000 on our trip
2. The Biggest Expense We Budgeted For Was: shopping at $1000 a day 
3. The Most Important Math Skill We Used Was: Total Cost & Change

Before this unit, I thought money management was just about adding and taking away 

Now, I understand that good financial literacy also involves is a lot harder than you think but it becomes easy when you understand it.

I feel most confident now when calculating budgets.

Here is my project

In terms 3 and 4 we have been learning about Financial literacy we have been learning it with Mrs Kubala. Me, Van, Daniel planned a trip to Queens-town and I have learned about how to do financial things like calculating discounts.

Here is my project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add them together using an algorithm.

• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must cut back on my expense and/or find a higher paying job.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments / earn interest.

Our group project required us to plan a significant financial event Dream Trip 

Project Summary

1. Our Project Goal Was: To plan our dream trip to Queenstown.

2. The Biggest Expense We Budgeted For Was: The hotel which cost $3,270.

3. The Most Important Math Skill We Used Was: Total cost and change.

My Personal Takeaway

Before this unit, I thought money management was just about careful spending and saving.

Now, I understand that good financial literacy also involves looking for the best deals and safe spending.

I feel most confident now when calculating discounts.

Here is my groups work:

Have you ever done financial literacy?

Kia Ora everyone,

For this weeks blog, I will be letting you know about my recent accomplishment.

My financial group project.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

Precision Tip: When calculating the total cost of multiple items, I found it most helpful to add the prices carefully, because a single mistake or miscalculation can cost you money!

Discount Strategy: If a jacket is 40% off, one way to find the sale price is to subtract 4 of the tenths or divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit. This means I must try to balance out my income and expenses since my expenses exceed my income.

BNPL Danger: The biggest financial risk of using BNPL services is that it makes it very easy to overcommit to too many payments.

Our group project required us to plan a significant financial event; Dream Trip.

Project Summary

Our Project Goal Was: To plan our dream trip to Queenstown while considering how to save the most money that we could.
The Biggest Expense We Budgeted For Was: It was finding the right accommodation which was not a scam and can fit into our budget along with our other expenses, and is close to our destination.
The Most Important Math Skill We Used Was: Conversion, converting decimals, percentages and fractions as real money without real money.

My Personal Takeaway

Before this unit, I thought money management was just about limiting your purchases and expenses and generally with daily essentials.
Now, I understand that good financial literacy also involves careful and critical thinking that can help you evaluate a problem.
I feel most confident now when calculating Budgets.

It was very confusing for my brain and still I am struggling in general on this topic.

But I have a lot more projects like this coming up in the future at high school. So I still have time and resources to improve.

This is my slideshow of my project.

but I am quite satisfied with the result.

So, what are some trick that you know for money saving?

Hello this week we had a christmas market and our class had to make our own items for people to buy so me and my friend made we are making red and white striped Xmas crackers with a pencil, rubber and a party blower inside it. And but we realized that when we used a test cracker we couldn’t rip them so my friend had the idea to put small silts in the middle of the crackers and it worked! and we sold it for $2.50 per cracker.

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)!

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a Deficit]. This means I must get more income or cut back on my budget.

Our group project required us to plan a significant financial event  Dream Trip, Small Business

Project Summary

1. Our Project Goal Was: to save up to 500$

2. The Biggest Expense We Budgeted For Was: gaming console cost 500$

3. The Most Important Math Skill We Used Was: Applying Discounts

My Personal Takeaway

Before this unit, I thought money management was just about [finish the sentence].

Now, I understand that good financial literacy also involves future stuff we need and discounts .

I feel most confident now when calculating Discounts and Budgets

Hello Bloggers!

Our Project Goal was to better understand using multiplication, percentages, and overall to plan a good trip.

The biggest expense we budgeted for was our food expense it costed us $1260.

The most important math skills we used was multiplication, addition, and percentages.

Before this unit, I thought money management was just about saving up enough money and go on the trip without thinking about the accommodations, travel, and more.

Now, I understand that good financial literacy also involves, saving up money, budgeting, and calculating our expenses.

I feel most confident when applying discounts to purchases or activities.

Here is my project

We’ve spent two terms becoming Financial Superheroes! We learned that being good with money means being a detective (spotting deals), a planner (making budgets), and a smart saver!

Budgeting Basics 

We learned how to set up budgets and figure out where our money is going! It’s all about balancing Income (money coming in) and Expenses (money going out).

Surplus or Deficit? If I earn $25 a week but only spend $15, I have a Surplus of $10. This extra $10 should go toward saving.

Smart Saving and Spending 

We learned how to make money work for us by setting goals and comparing prices to get the best deal.

Goal Setting: Saving up to buy a christmas present next month is an example of a short-term goal.

Smart Shopping Tip: When I compare two different items to buy, the best way to make a smart choice is to pick the item that gives the best value.

Discounts: If a game costs $40 and it has a 10% discount, I can find the discount amount by dividing it.

The Big Project Reflection! 

My final project was all about applying these skills to fundraise for a charity.

Project Summary

My Project Goal: Trying to raise $2000 for the homeless shelter. The Biggest Expense I Budgeted For Was: bananas The Most Important Math Skill I Used Was: Adding & Subtracting Money

My Personal Takeaway

Before this unit, I thought being good with money was just about good saving.

Now, I understand that good financial literacy also involves maths and equations.

I feel most confident now when calculating products.

Here is my project

Over the past two terms, we mastered important financial skills, from quick calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker (avoiding money traps)! 

We improved our ability to handle complex transactions and calculate costs and change accurately. We became Discount Detectives, learning how to apply percentages to find the sale price, and even how to work backward to find the original price!

• Precision Tip: When calculating the total cost of multiple items, I found it most helpful by highlighting all the cells with dollar amounts and on the bottom right corner, it automatically calculates the amount of all the highlighted cells.
• Discount Strategy: If a jacket is 40% off, one way to find the sale price is to divide the total by 10 to get 10% and then multiply that number by 4.

We moved on to creating financial plans! We used spreadsheets to build budgets and learned how to convert amounts between weekly, monthly, and yearly timeframes. We also critically examined financial options like phone plans and ‘Buy Now, Pay Later’ (BNPL) services.

Budgeting Check: If my expenses are consistently higher than my income, I have a deficit. This means I should cut some of my expenses to afford the other expenses.

My project required me to plan a significant financial event, I chose to plan a dream trip.

Project Summary

1. My Project Goal Was: To make a dream trip plan, have a good budget, and spend my money wisely.
2. The Biggest Expense I Budgeted For Was: Tekapo Hot Pools, it cost $320
3. The Most Important Math Skill I Used Was: Total Cost and Change.

My Personal Takeaway

Before this unit, I thought money management was just about adding money together.

Now, I understand that good financial literacy is very important and uses my types of math intelligence.

I feel most confident now when calculating change, discounts and organising budgets.

Here is my project

The last few weeks we have been making a finance table about saving up for a gerbil. This is the Google slide show we have filled out.

Our Project Goal Was: to save enough for a gerbil

We Budgeted For Was: Gerbil $180

The Most Important Math Skill We Used Was: Estimation

Here is our project!

Over the past two terms, we mastered important financial skills, from quick  calculations to long-term planning. We learned that being financially literate means being a detective (spotting deals), a planner (making budgets), and a critical thinker. (avoiding money traps)!

1. Our Project Goal Was: To work out how many weeks we would have to save for the Gerbil.
2. The Biggest Expense We Budgeted For Was: Paying for the Gerbils needs per year.
3. The Most Important Math Skill We Used Was: Adding and subtracting costs of normal life and how much we make at work.